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Fire & Forge Business Solutions

Fractional CFO for Construction

CFO support for construction owners who need to understand project costs.

Construction owners need more than month-end reports. We help connect project margin, cash timing, overhead, and growth decisions before the work gets ahead of the numbers.

  • Project margin and WIP visibility
  • Cash planning around draws, payroll, vendors, and retainage
  • Overhead, hiring, and project-mix decisions modeled before scaling

Construction finance problems

Busy does not always mean profitable.

Recognize any of these? Start with the question that keeps coming back.

Profit shows up on paper but cash gets trapped in timing, draws, retainage, or change orders.

One bad project can wipe out the wins from several good ones.

You are deciding whether to hire, add overhead, or take bigger jobs without a clear model.

What the CFO work focuses on

Know which construction work pays off.

Construction owners need a financial rhythm that follows the work, not just the accounting calendar.

Project-level margin clarity

Connect estimates, job costs, change orders, labor, and overhead so project lessons carry forward.

Cash timing and WIP review

Plan around billing, draws, retainage, payroll, vendor payments, and tax timing.

Overhead and capacity planning

Model the hires, systems, and management layer needed before larger work changes the risk profile.

Decision support

Construction decisions we help turn into numbers.

The work is practical: model the decision, understand the cash effect, and decide with the owner before the business absorbs another fixed cost.

Which project types are worth pursuing at your current overhead?

Can you afford another project manager, estimator, or field leader?

How much cash is tied up in WIP, retainage, and slow collections?

What margin does each project need to protect the whole company?

Books before strategy

If the books are behind, start with cleanup before CFO work.

Clean financials make the construction CFO work faster and sharper. If the file is messy, we can start with monthly bookkeeping or cleanup.

Explore bookkeeping

Let's talk

Talk through the next construction decision.

The first call is simple: what is on your plate, what the numbers look like now, and whether CFO work is the right next step.

Start with a conversation.

Tell us what is getting in the way. We’ll listen, ask a few questions, and work out whether there’s a useful next step together.

(484) 999-3347

Helping businesses in West Chester and across the US.
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