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Fire & Forge Business Solutions

Fractional CFO for Plumbing

CFO support for plumbing businesses working on cash flow and pricing.

Plumbing businesses can grow fast and still feel cash-starved. We help owners sort out pricing, tech productivity, job mix, and the financial calls that shape the next year.

  • Pricing support for service, repipe, remodel, and emergency work
  • Cash planning around payroll, materials, and slow-pay receivables
  • Hiring and truck decisions tied to real capacity and margin

Plumbing finance problems

Busy does not always mean profitable.

Recognize any of these? Start with the question that keeps coming back.

Revenue is up, but parts, callbacks, overtime, and receivables keep eating cash.

You know some work is better than other work, but the books do not make it obvious.

The next hire or truck feels necessary, but the timing is unclear.

What the CFO work focuses on

Know which plumbing work pays off.

The point is to stop treating every plumbing job like the same kind of revenue.

Job-mix clarity

Split service, project, and emergency work so the company can see what actually produces margin.

Receivables and cash rhythm

Tie collections, payroll, vendor payments, and owner pay into a cash plan that works in real weeks, not just month-end reports.

Growth modeling

Pressure-test hires, trucks, software, and shop moves before they become fixed costs.

Decision support

Plumbing decisions we help turn into numbers.

The work is practical: model the decision, understand the cash effect, and decide with the owner before the business absorbs another fixed cost.

Which work types should you pursue, price higher, or stop chasing?

Can another plumber carry their wage, truck, parts, and overhead?

How much cash should be kept back for tax, payroll, and materials?

Are your targets based on real gross margin or just revenue goals?

Books before strategy

If the books are behind, start with cleanup before CFO work.

Clean financials make the plumbing CFO work faster and sharper. If the file is messy, we can start with monthly bookkeeping or cleanup.

Explore bookkeeping

Let's talk

Talk through the next plumbing decision.

The first call is simple: what is on your plate, what the numbers look like now, and whether CFO work is the right next step.

Start with a conversation.

Tell us what is getting in the way. We’ll listen, ask a few questions, and work out whether there’s a useful next step together.

(484) 999-3347

Helping businesses in West Chester and across the US.
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